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Posts Tagged ‘poverty’

So Dear Flaco,

You have a dear fellow employee at your place of business.  I seem to remember that she has health insurance, right?  And, some time ago, she became sick and went to the doctor’s office.  There, the doc determined that she needed a shot of some kind and administered said shot.  Right?

And then she got sick?

Which caused her to undergo a hospital stay that ended up costing her ~9 grand.

Right?  Am I close?

And you seem to think that this is an unfair burden to be placed upon this woman/girl so early in life.  That somehow, this run of bad luck could somehow destroy her or set her far enough back that she may never recover?

So now, some questions.

  1. Has she disputed the bills with both the hospital AND the insurance company?
  2. Is she taking full advantage of both HSA and FSA accounts?
  3. Given that she has disputed the bills and lost, has she gone to the hospital to work out a payment plan?
  4. Has she investigated local, state or federal aid packages that may ALREADY be available?
  5. Are their local charities that she may apply for?
  6. Does she have family that can help her out?

If she has gone through all of that work and is still staring at 9 grand, do you really think that it’s unfair for her to have to pay for that?  Why?  If it’s unfair that she should have to pay for that, why is it fair that I have to pay for that?

Love,

-pino

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Dear Flaco,

I trust that you are doing well.  That you are enjoying life on the left coast.  As we continue to struggle with housing prices, unemployment and the economy in general, there are some things that we are finding to be rather enjoyable.  Of the few, I would list the current price for a gallon of gas the most enjoyable and the most significant.  Having been just north of $4, I literally smile and chuckle as I fuel up for the cheap [serious, this gas is cheap].  And this is good news, not just for me on a personal level, but for all of us.  Cheaper fuel means cheaper goods, at least to a degree.

But now we are hearing that the Democratic controlled lawmakers are considering taxing gasoline; perhaps not insignificantly.  Add this cost to the already imbedded artficial cost of “Global Warming” and you have perhaps the single larget cause of global hunger.  It seems there’s no end to the lengths people are willing to go to “fix” something that really isn’t broken.

So, the Democrats are considering taxing gasoline until we we choke because they fear Global Warming; the end of the world as we know it.  And when asked why they think that we are facing “The End of the World as We Know it”, they shrug and point to The Oracle of Delphi, Al Gore.  When asked to present data, they can’t.  In fact, when asked to present a trend that shows we are warming, they can’t.

For example:

  • The world is cooling.  2008 is the coldest of the century.
  • Sea ice levels continue to grow.  The arctic is growing,or at least no longer shrinking.
  • More and more, the “experts” supporting Global Warming are thinning.
  • The data used to support Global Warming is more and more coming into question.

As I have mention time and time again, we should make sure that whatever we do in our lives and to our planet, we should do well; we should be good stewards.  On the other hand, there is no reason whatsoever to feel that we need to undertake expensive and dangerous policies to prevent a catastrophy that is a fairy tale.

How expensive is this story going to be?

Regards,

-pino

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Pino…

3 things…

1.  “I am not sure how or why you insist that all of these things should come from me when you yourself are not willing to supply them first.”

It’s not a ‘come from you thing’, it’s a ‘come from us thing’.  You know… social responsibility.

I’d pay more, goomba.

2.  “I’ve said it before and I’ll say it again—What, exactly, is your point, your argument and your desired end goal?”

My Point. Everyone should have equal access to health care.

My Argument. Everyone should have equal access to health care.

My desired end goal. Everyone should have equal access to health care.

You are a Goomba.

3.”Dude, what it sounds like you are saying is that NOT everyone can afford the medical care they need [in some cases want].  THAT is a different thing all together.  So, what is it, what is it that you think the evil rich are preventing the innocent poor from achieving?”

#4. AFFORDABLE medical care; basic or not.

Your still a goomba.

So, oh great one, please explain to me why you are more deserving of a medical treatments (that we <as citizens of the United States of America> possess) than someone else  (that we <as citizens of the United States of America> possess)…

Because of; your job, your live choices, your genetics, or pure luck?

Remember you’ve (we’ve) been lucky.  i.e. remember Car Surfing….

So you and I have come from situations that have helped us make (some) better decisions in life.

Sweet.

So the other guy or gal gets… what?

According to you …nada. (Thank means NOTHING.)

I desperately cling on to the fact that you are smarter than the ‘average bear’.

So where is your ability to reason?

I wrote…      “So…     At its root, the lack of health care for all in America is fundamentally a moral issue. The United States is the only industrialized nation that does not have some form of universal health care (defined as a basic guarantee of health care to all of its citizen).  While other countries have declared health care to be a basic right, the United States treats health care as a privilege, only available to those who can afford it. In this sense. health care in America is treated as an economic good like a TV or DVD player, not as a social or public good.”

So once again…

So, oh great one, please morally explain to me why you are more deserving of a medical treatments (that we <as citizens of the United States of America> possess) than someone else  (that we <as citizens of the United States of America> possess)…

Why?

Something to think about

#1…

“Oh, I started paying for my own health care at age 23.  Then I stopped.  Then I started again.  Then, again I stopped.  And then I started again.  But I always, ALWAYS, paid my bills when they came my way.”said Sir Pino the Stubborn.

Flaco the Beautiful replied, “Go to Vegas, Lucky.  Go to Vegas.”

Something to think about

#2…

Seriously.

What makes the difference between a child, a teenager, a twenty-one year old,  a thirty four year old, a fourty six year old, a fifty seven year old, sixty nine year old, and someone who just turned seventy three?

<the 73 year old just had a birthday!>

(i.e.)    Nothing.

Who the f.*& are you to say otherwise? (respectfully)

I’m sensing that you are totally cool with American Government until it (or .. you think) it might affect you...

On that note…  my paranoid friend…

So…. as I’m going into business to form a business that is in the business of:

  1. Creating jobs, not profit
  2. Paying more than market value for said jobs.
  3. Provide complete health care for your employees
  4. Give each of them a ‘66 ’stang.

Why don’t you…go into business to form a business that is in the business of:

  1. Maximizing Profit, not jobs.  It’s more about the stock holders anyway.  F.*& your employees.
  2. Create a business that pays it’s employee’s minimum wage.  (Try to eat …  u bitches!)
  3. Let’s your employees test the market for basic coverage of health care (or in a worst case scenerio provide the government minimum or face the penalties.).
  4. F.*& ’em.  There’s always walking.  That’s like exercise, ….. ‘you obese f.*&s.’.

(4.1/2)  Besides that’s using way to much <oil/gas    i.e.>…  “We have an incredible source of portable energy right now; oil into gas. I think that we should use it. It is incredibly powerful; it is currently accessible and relatively cheap. It’s good at what we need it to do. Why should we abandon it?”  <Oh….   p.s.  we’re running out of that shit>

Really.

Access to health care should be a right and not a privilege.

It’s so awesome that you can only focus on you family and the children.

I can’t.

xoxo flaco.

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Dear Flaco,

First, I think that you should go into business to form a business that is in the business of:

  1. Creating jobs, not profit
  2. Paying more than market value for said jobs.
  3. Provide complete health care for your employees
  4. Give each of them a ’66 ‘stang.

I am not sure how or why you insist that all of these things should come from me when you yourself are not willing to supply them first.

Now, onto health care.

Doing some reading tonight and i think that I have seen the slight of hand that causes us to blur and diverge on a topic or position that we all can agree on.  Namely this:

All people should have equal access to health care.

I honestly do not think that you would find any American -Red or Blue- that would disagree with that statement.  So, if your goal has been to gain a consensus around that simple proclamation; mission accomplished.  Go hang your banner on the battleship!

But see, it’s never that simple; never is.  We all use the ploy of the immediate buy in to truly get at the change we are after.  You see, the reading that I came across this evening had this little logical leap:

Everyone should have access to basic health care; we should not bill for basic health care.  No one should go broke due to medical bills.

Notice the leap in logic from our starting point to where we ended up.  If you didn’t catch it the first time, I’ll color code it for you this time.  Green is for safe, orange for danger and red for abandon ship!

Everyone should have access to basic health care; we should not bill for basic health careNo one should go broke due to medical bills.

See the trouble?  What started out as a RGFI [really good f*%#@ idea] has turned into a total disater.  Now, again, I’ll go back to my first post on this and repeat:

I don’t understand what people are saying when they talk about the need for UHC [universal health care].  I am not sure if they mean the normal preventative care that people use to just make sure everything is okay or not.  Or, do they mean the normal day to day stuff that normal day to day people face?  You know, things like fever, rash, cut on the finger and stuff like that.  Or, do people mean the very serious life changing [or ending] kinda things?  You know, like cancer, serious car accident, debilitating diseases—you know, life changing things?

I’ve said it before and I’ll say it again—What, exactly, is your point, your argument and your desired end goal?  Let’s go to your first sentence in your original post.

Everyone should have access to medical care.

Not sure you know this or not, but everyone DOES have access to medical care today.  Everyone.  EVERY one.  EVERY.  ONE.  Let’s see, how about another way?  Of all the people in America, not one doesn’t have access to medical care.  Or, this way.  If you take all of the people in America and subtract the number of people who don’t have access to medical care, you get–Zero.

Dude, what it sounds like you are saying is that NOT everyone can afford the medical care they need [in some cases want].  THAT is a different thing all together.  So, what is it, what is it that you think the evil rich are preventing the innocent poor from achieving?

  1. Access to medical care?  The ability to walk into a medical care facility and pay for service?
  2. Access to basic medical care?  Yearly check ups.  Antibiotics for kid’s ear infections?  Splint a broken finger?
  3. Bill free medical care?  All of the above; just free.
  4. AFFORDABLE medical care; basic or not.
  5. Access to the world’s finest treatments?  This, by the way, is in place today.  Just not everyone can afford it.
  6. Free access to the world’s finest treatments?

You have seen what I think before.  Kids are special case and should be cared for in the same way we educate them; as a society and without a bill to the recipient.  [Notice the conspicuous absence of the word “free”]  However, I do not think that we should make medical care/ health care free beyond that.  What we CAN do is make it more affordable, and to THAT end I will work with you.

Oh, I started paying for my own health care at age 23.  Then I stopped.  Then I started again.  Then, again I stopped.  And then I started again.  But I always, ALWAYS, paid my bills when they came my way.

Love,

pino

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Pino,

Everyone should have access to medical care.

you wrote..”And just like a big house, cool car, rockin’ job or college education, health care is something that has to be earned.  And that is my philosophical side.”

Here’s how I translate that… F*^& the poor.

and then.. “My practical side is “Are you freakin kiddin’ me?!?!?  You think that I am going to rely on the government to provide health care for me and my family?  That somehow government is going to be able to certify doctors, certify treatments and then be able to deliver the same to me at the exact time I need it, in the form I need it and by whom I need it from?  Insane!  There is NO WAY that any person capable of becoming elected in this country has the ability to set aside politics to get to where they need to be to assist me in my health.  None.”

(And you accuse me of ranting…)

How do I translate that gem…  (read the title of this post.)

So…     At its root, the lack of health care for all in America is fundamentally a moral issue.  The United States is the only industrialized nation that does not have some form of universal health care (defined as a basic guarantee of health care to all of its citizen).  While other countries have declared health care to be a basic right, the United States treats health care as a privilege, only available to those who can afford it.  In this sense. health care in America is treated as an economic good like a TV or DVD player, not as a social or public good.

Currently, the United States spends twice as much as other industrialised nations on health care, $7,129 per capita.  Yet our system performs poorly in comparison and still leaves over 45 million without health coverage and millions more inadequately covered.  This is because private insurance bureaucracy and paperwork consume almost one-third (31 percent) of every health care dollar.  Streamlining payment through a single nonprofit player would save more than $350 billion a year, enough to provide comprehensive, high-quality coverage for all Americans.

How old were you when you first starting paying for health care?

18 or 30?

respectfully, flaco

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Dear Flaco,

I think that it is important to begin with a little understanding.  I am PRO everyman. I am not about keeping the rich rich; or worse, richer. It is my fervent hope that every single person has the opportunity to have a home, a family and success.

Now, this minimum wage thing.

I think that it is important to understand who it is that is making this minimum wage. The arguments that I hear from folks on this topic all come from the scenario of a single wage earner supporting a family. So, let’s look.

In 2005, 1.9 million workers reported earning $5.15 or less. This represents only 1.5% of all hourly wage earners in the United States. However, these numbers include people who work in the food and beverage industry, those who make the minimum wage (or even less) but supplement their income with tips. By accounting for those people, it is only 1.1% of all American hourly wage earners that make the minimum wage.

Further, of those making the minimum wage, fully 61% are working part time jobs. And even with all of this, more than half of all minimum wage earners live in a family that is making more than 200% of the poverty line. In fact, 6 out of 7 minimum wage earners live with their parents or relatives, have a working spouse or are single and don’t have children.

Net/net, less than 1% of all employees above the age of 25 make the minimum wage. And of those that do, the median raise seen by these employees is six times higher than that of employees earning more than the minimum wage.

My point in all of this is that very very few people earn the minimum wage and of those that do, they almost always get a raise after 6 months. And further, of those that do earn the minimum wage, they don’t need to earn more; the average family income is $49,885.

Now to the why’s of it all.

In a free market, we tend to pay exactly what he service is worth. I am often in need of a baby sitter. However, to find a qualified one, I find that I have to pay $10 or a little more an hour. And, further more, I have to schedule this several days in advance. I could pay less, but I suspect that the value of the labor would not meet my needs.

So is the same when speaking of jobs that come in at the low end. There is a value at which the employer finds value. When he finds labor at that rate he will hire it, when he can’t, he won’t. When the cost of that labor is artificially made higher, he either hires less of it or charges more for the services made with it. Either way, this is a negative impact on our economy. In one case, higher unemployment, in the other, higher inflation.

I guess, going back to your example regarding your Home Depot employees……Why don’t you pay them more? And then, when you answer that, why can’t other employers expect the same rational?

Regards,

-pino

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